LIC Housing Finance Share Price Target 2024, 2025, 2030, 2040, 2050

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LIC Housing Finance Share Price Target: LIC Housing Financing Ltd. (LICHSGFIN) is a significant housing financing company in India that supports the development of real estate and the housing industry. LICHSGFIN share price projections in the following years are of interest to investors, capitalizing on India’s economic development and expanding housing demand.

We’ll study LIC Housing Finance fundamentals, expert projections, and share price goals for 2024, 2025, 2030, 2040, and 2050.

What is LIC Housing Finance Ltd NSE: LICHSGFIN?

The Life Insurance Corporation of India owns LIC Housing Finance Ltd., which is listed on the National Stock Exchange of India as LICHSGFIN. LICHSGFIN, founded in 1989, is one of India leading housing finance businesses, providing various home loan solutions to individuals and corporations.

Fundamental Table

MetricValue
Market Cap₹36,706 crore
P/E Ratio7.73
EPS₹86.33
Dividend Yield1.35%
ROCE7.46%
ROE13.56%
Debt to Equity9.97

Key Metrics Table

MetricValue
52 Week High₹826.75
52 Week Low₹432.00
Book Value per Share₹636.69
Price to Book Value1.05
Free Float59.97%
Promoter Holding40.31%

Peers & Comparison Table

CompanyMarket Cap (₹ Cr)P/E RatioROE (%)
LIC Housing Finance36,7067.7313.56
HDFC513,16027.1715.86
PNB Housing Finance10,74813.919.78
Can Fin Homes11,61213.7816.51
Indiabulls Housing Finance8,18510.133.92

LIC Housing Finance share price Target Tomorrow

Price TypeChange
Maximum+₹21.63
Minimum-₹42.25

LIC Housing Finance share price Target 2024

LIC Housing Finance will develop steadily in 2024 as India’s housing demand rises and the government promotes affordable homes. Revenue could rise as the firm expands its retail loan portfolio and improves asset quality. In 2024, we expect LICHSGFIN share price to be between ₹550 and ₹850.

YearMinimum Price (₹)Maximum Price (₹)
2024550850

LIC Housing Finance share price Target Monthly Breakdown

MonthMinimum Price (₹)Maximum Price (₹)
January500650
February600700
March550650
April620700
May600690
June600800
July750800
August600800
September650750
October680750
November700800
December720850

LIC Housing Finance share price Target 2025

LIC Housing Finance could profit from its excellent brand and rising digital lending uptake in 2025. The company’s technology and data analytics expenditures should pay off, raising share prices. We expect LICHSGFIN share price to reach between ₹700 and ₹1000 in 2025.

YearMinimum Price (₹)Maximum Price (₹)
20257001000
MonthMinimum Price (₹)Maximum Price (₹)
January700850
February710860
March720870
April740880
May765890
June775900
July785920
August795940
September805960
October815980
November825990
December8501000

Share price Target 2030

LIC Housing financing is expected to dominate India’s housing financing business by 2030. The company’s long-term digital transformation, product innovation, and customer-centric attitude could boost revenue. We predict LICHSGFIN’s share price to reach between ₹1500 and ₹2000 by 2030.

YearMinimum Price (₹)Maximum Price (₹)
203015002000
MonthMinimum Price (₹)Maximum Price (₹)
January15001550
February15251575
March15501600
April15751625
May16001650
June16251700
July16501750
August16751800
September17001850
October17501900
November18001950
December18502000

Share Price Target 2050

Projecting 2050 share values requires conjecture owing to the lengthy time horizon. We may predict a range if LIC Housing Finance continues its growth track and reacts to market changes. LICHSGFIN may dominate the Asian housing finance sector by 2050, with a share price between ₹5000 and ₹7000.

YearMinimum Price (₹)Maximum Price (₹)
205050007000
MonthMinimum Price (₹)Maximum Price (₹)
January50005200
February51005300
March52005400
April53005500
May54005600
June55005800
July56006000
August57006200
September58006400
October59006600
November60006800
December62007000

Should I buy LIC Housing Finance stock?

YearMinimum Price (₹)Maximum Price (₹)
2024550850
20257001000
203015002000
205050007000

Many variables must be considered while buying LIC Housing Finance shares. LIC, its parent firm, supports the home finance business’s strong loan portfolio and market position. These indicators predict long-term growth. Investors may also consider interest rate variations, regulatory changes, and housing financing competition. Before investing, study your financial objectives and risk tolerance.

LIC Housing Finance Ltd earning results

Revenue growth and profit margins have been consistent at LIC Housing Finance. Expanding its loan book while preserving asset quality has helped the company’s finances.

QuarterRevenue (₹ Cr)Net Profit (₹ Cr)EPS (₹)
Q1 FY245,979.891,301.9523.64
Q4 FY235,768.911,180.2921.42
Q3 FY235,870.08480.308.72
Q2 FY235,600.80305.835.55

Expert forecasts on the future of LIC Housing Finance Ltd.

Professionals are optimistic about LIC Housing Finance future. Many analysts expect the company strong brand, vast distribution network, and technology-driven expansion to fuel long-term success. Important expert projections include:

  1. Affordable housing expansion backed by government efforts.
  2. Cost reductions and financing mix may boost margins.
  3. Non-housing lending opportunities, especially loans against property.
  4. Future digital transformation advantages.
  5. Potential geographic and consumer growth.

Is LIC Housing Finance stock good to buy? (bull case & bear case)

LIC Housing Finance Share Price Target
LIC Housing Finance Share Price Target

Bull Case:

  1. Strong market position in India’s rising home financing industry
  2. Parent company LIC backing, stability, and trust
  3. Regular financial performance and good assets
  4. Affordable housing and non-housing loan growth potential
  5. Continuous digital efforts to improve efficiency and customer satisfaction

Bear Case:

  1. Interest rate risk impacting net interest margins
  2. Intense rivalry between banks and NBFCs in home financing
  3. Regulatory developments that might affect lending and profitability
  4. Possible asset quality issues during economic downturns
  5. Dependence on wholesale finance sources may affect liquidity in tight markets.

Conclusion

LIC Housing Financing Ltd. is a major housing financing company in India. The firm is poised for development due to its strong brand, wide distribution network, and technology-driven expansion. This article’s share price projections are based on current trends and expert analysis, but investors should remember that the stock market is unpredictable and vulnerable to internal and external influences. Before investing, you must study, assess your risk tolerance, and contact a financial expert.

FAQs

What is LIC Housing Finance’s main business focus?

LIC Housing Finance generally lends to individuals and corporations for residential property acquisition, building, and restoration.

How has LIC Housing Finance stock performed in recent years?

LIC Housing Finance stock has fluctuated due to interest rate fluctuations, regulatory changes, and market circumstances.

What are the key growth drivers for LIC Housing Finance?

Rising housing demand in India, government measures to encourage affordable housing, development in tier 2 and 3 cities, and digital financing platforms boost growth.

How does LIC Housing Finance compare to its competitors?

HDFC, PNB Housing Finance, and Can Fin Homes are competitors to LIC Housing Finance, which is a market leader.

What are the main risks associated with investing in LIC Housing Finance?

Main risks include interest rate swings influencing net interest margins, housing finance regulation changes, competition from banks and other NBFCs, and asset quality issues during economic downturns.

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